/* ==========================================================================
   JVM World Wide — Design System
   Vanilla CSS. Token-driven. Mobile-first.
   ========================================================================== */

/* ---------- Design tokens ---------- */
:root{
  /* colour */
  --navy:#12294a;
  --navy-700:#1f3a5f;
  --blue:#2563eb;
  --blue-600:#1d4ed8;
  --blue-50:#eff4ff;
  --ink:#111827;
  --muted:#5b6472;
  --line:#e6eaf0;
  --bg:#ffffff;
  --surface:#f5f8fc;
  --surface-2:#eef3fa;
  --success:#0b7a3b;
  --amber:#b45309;
  --gold:#f5a623;
  --white:#ffffff;

  /* typography */
  --font: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --fs-12:.75rem; --fs-14:.875rem; --fs-16:1rem; --fs-18:1.125rem;
  --fs-20:1.25rem; --fs-24:1.5rem; --fs-30:1.875rem; --fs-36:2.25rem;
  --fs-44:2.75rem; --fs-56:3.5rem;

  /* spacing (4px base) */
  --s-1:4px; --s-2:8px; --s-3:12px; --s-4:16px; --s-5:20px; --s-6:24px;
  --s-8:32px; --s-10:40px; --s-12:48px; --s-16:64px; --s-20:80px; --s-24:96px;

  /* radius + shadow */
  --r-sm:8px; --r-md:14px; --r-lg:22px; --r-pill:999px;
  --sh-1:0 1px 2px rgba(16,24,40,.06), 0 1px 3px rgba(16,24,40,.1);
  --sh-2:0 8px 24px rgba(16,24,40,.08);
  --sh-3:0 20px 48px rgba(16,24,40,.14);

  --container:1200px;
  --gutter:20px;
  --header-h:72px;
}

/* ---------- reset ---------- */
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;overflow-x:hidden}
body{
  margin:0;font-family:var(--font);color:var(--ink);background:var(--bg);
  font-size:var(--fs-16);line-height:1.6;-webkit-font-smoothing:antialiased;
}
img{max-width:100%;height:auto;display:block}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--blue-600)}
h1,h2,h3,h4{line-height:1.18;color:var(--navy);margin:0 0 var(--s-4);font-weight:800;letter-spacing:-.02em}
h1{font-size:var(--fs-44)}
h2{font-size:var(--fs-36)}
h3{font-size:var(--fs-20)}
p{margin:0 0 var(--s-4)}
ul{margin:0;padding:0}
button{font-family:inherit}

/* ---------- layout ---------- */
.container{max-width:var(--container);margin:0 auto;padding:0 var(--gutter)}
.section{padding:var(--s-20) 0}
.section--tight{padding:var(--s-12) 0}
.surface{background:var(--surface)}
.center{text-align:center}
.eyebrow{color:var(--gold);font-weight:700;font-size:var(--fs-14);text-transform:uppercase;letter-spacing:.08em;margin-bottom:var(--s-3)}
.lead{font-size:var(--fs-18);color:var(--muted);max-width:680px}
.center .lead{margin-left:auto;margin-right:auto}
.section-head{max-width:720px;margin:0 auto var(--s-10);text-align:center}
.grid{display:grid;gap:var(--s-6)}
@media(min-width:640px){.g2{grid-template-columns:repeat(2,1fr)}}
@media(min-width:900px){.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}}

/* ---------- buttons ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:var(--s-2);
  padding:12px 22px;border-radius:var(--r-pill);font-weight:700;font-size:var(--fs-16);
  border:1.5px solid transparent;cursor:pointer;transition:.18s ease;white-space:nowrap}
.btn--primary{background:var(--blue);color:#fff}
.btn--primary:hover{background:var(--blue-600);color:#fff;transform:translateY(-1px);box-shadow:var(--sh-2)}
.btn--ghost{background:#fff;color:var(--navy);border-color:var(--line)}
.btn--ghost:hover{border-color:var(--blue);color:var(--blue)}
.btn--light{background:rgba(255,255,255,.14);color:#fff;border-color:rgba(255,255,255,.35)}
.btn--light:hover{background:rgba(255,255,255,.24);color:#fff}
.btn--lg{padding:15px 30px;font-size:var(--fs-18)}
.btn--block{width:100%}

/* ---------- header ---------- */
.topbar{background:var(--navy);color:#cfe0ff;font-size:var(--fs-14)}
.topbar .container{display:flex;justify-content:space-between;align-items:center;height:38px;gap:var(--s-4);max-width:none}
.topbar a{color:#cfe0ff}
.topbar a:hover{color:#fff}
.topbar .tb-right{display:flex;gap:var(--s-5);align-items:center}
@media(max-width:720px){.topbar .tb-loc{display:none}}

.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.92);
  backdrop-filter:saturate(180%) blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:var(--header-h);gap:var(--s-6)}
.site-header .container{position:relative;max-width:none}
.brand{display:flex;align-items:center;gap:10px;font-weight:800;color:var(--navy);font-size:var(--fs-20);letter-spacing:-.02em;white-space:nowrap;flex:0 0 auto;line-height:1.1}
.brand img{width:38px;height:38px;border-radius:9px;object-fit:cover}
.brand span b{color:var(--blue)}
.nav-menu{display:none;align-items:center;gap:var(--s-2)}
.nav-actions{display:flex;align-items:center;gap:var(--s-3)}
.nav-link{display:inline-flex;align-items:center;gap:6px;padding:10px 12px;border-radius:var(--r-sm);
  color:var(--navy-700);font-weight:600;font-size:var(--fs-16);background:transparent;border:0;cursor:pointer}
.nav-link:hover{background:var(--surface);color:var(--navy)}
.nav-item{position:static}
.nav-item .caret{transition:.2s}
.nav-item.open .caret{transform:rotate(180deg)}

/* mega menu */
.mega{position:absolute;top:calc(100% + 12px);left:0;right:0;margin-inline:auto;transform:translateY(6px);
  width:min(760px,100%);max-height:calc(100vh - 150px);overflow:auto;background:#fff;border:1px solid var(--line);border-radius:var(--r-md);
  box-shadow:var(--sh-3);padding:var(--s-6);opacity:0;visibility:hidden;transition:.18s;z-index:70}
.nav-item.open .mega{opacity:1;visibility:visible;transform:translateY(0)}
.mega-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--s-2) var(--s-6)}
.mega a{display:block;padding:10px 12px;border-radius:var(--r-sm);color:var(--ink);font-weight:600}
.mega a small{display:block;color:var(--muted);font-weight:500;font-size:var(--fs-12);margin-top:2px}
.mega a:hover{background:var(--blue-50);color:var(--blue-600)}
.mega-foot{margin-top:var(--s-4);padding-top:var(--s-4);border-top:1px solid var(--line);display:flex;justify-content:space-between;align-items:center;gap:var(--s-4);flex-wrap:wrap}
.mega-foot span{color:var(--muted);font-size:var(--fs-14)}

.hamburger{display:inline-flex;flex-direction:column;gap:5px;background:none;border:0;padding:8px;cursor:pointer}
.hamburger span{width:22px;height:2px;background:var(--navy);border-radius:2px;transition:.2s}
@media(min-width:1280px){.nav-menu{display:flex}.hamburger{display:none}}
@media(min-width:1280px){
  .nav{gap:16px;flex-wrap:nowrap}
  .nav-menu{gap:2px;flex-wrap:nowrap}
  .nav-link{padding:8px 9px;font-size:15px;white-space:nowrap}
  .nav-actions{flex:0 0 auto}
}
@media(min-width:1280px) and (max-width:1440px){
  .nav{gap:12px}
  .nav-menu{gap:0}
  .nav-link{padding:7px 7px;font-size:14px}
  .nav-actions .btn{padding:9px 15px;font-size:14px}
}
/* narrow phones: keep header from overflowing (logo + brand + CTA + hamburger in one row) */
@media(max-width:440px){
  :root{--gutter:14px}
  .nav{gap:8px}
  .brand{font-size:var(--fs-16);gap:6px}
  .brand img{width:32px;height:32px}
  .nav-actions{gap:6px}
  .nav-actions .btn{padding:8px 12px;font-size:var(--fs-14)}
  .hamburger{padding:6px}
}
@media(max-width:340px){
  :root{--gutter:10px}
  .nav{gap:4px}
  .brand{font-size:var(--fs-14);gap:4px}
  .brand img{width:28px;height:28px}
  .nav-actions .btn{padding:7px 9px;font-size:var(--fs-12)}
}

/* mobile drawer */
.drawer{position:fixed;inset:0;z-index:80;visibility:hidden}
.drawer.open{visibility:visible}
.drawer-scrim{position:absolute;inset:0;background:rgba(16,24,40,.5);opacity:0;transition:.2s}
.drawer.open .drawer-scrim{opacity:1}
.drawer-panel{position:absolute;top:0;right:0;height:100%;width:min(360px,86vw);background:#fff;
  transform:translateX(100%);transition:.24s;overflow-y:auto;padding:var(--s-5);box-shadow:var(--sh-3)}
.drawer.open .drawer-panel{transform:translateX(0)}
.drawer-head{display:flex;justify-content:space-between;align-items:center;margin-bottom:var(--s-4)}
.drawer-close{background:none;border:0;font-size:26px;line-height:1;cursor:pointer;color:var(--navy)}
.acc>button{width:100%;display:flex;justify-content:space-between;align-items:center;padding:14px 6px;
  background:none;border:0;border-bottom:1px solid var(--line);font-size:var(--fs-16);font-weight:700;color:var(--navy);cursor:pointer}
.acc-body{display:none;padding:6px 6px 14px}
.acc.open .acc-body{display:block}
.acc-body a{display:block;padding:9px 4px;color:var(--muted);font-weight:600}
.acc .caret{transition:.2s}
.acc.open .caret{transform:rotate(180deg)}

/* ---------- hero ---------- */
.hero{position:relative;background:
   radial-gradient(1200px 500px at 80% -10%, rgba(37,99,235,.18), transparent 60%),
   linear-gradient(180deg,#0d1f3a,#12294a 60%,#173461);
  color:#fff;overflow:hidden}
.hero .container{position:relative;z-index:2;padding-top:var(--s-20);padding-bottom:var(--s-20)}
.hero h1{color:#fff;font-size:clamp(2.1rem,5vw,3.5rem);max-width:14ch}
.hero .lead{color:#c8d6ef;font-size:var(--fs-20);max-width:60ch}
.hero-cta{display:flex;gap:var(--s-3);flex-wrap:wrap;margin-top:var(--s-6)}
.hero-trust{display:flex;gap:var(--s-6);flex-wrap:wrap;margin-top:var(--s-8);color:#a9bde0;font-size:var(--fs-14)}
.hero-trust b{color:#fff;display:block;font-size:var(--fs-24);font-weight:800}

/* service selector */
.selector{background:#fff;color:var(--ink);border-radius:var(--r-lg);box-shadow:var(--sh-3);
  padding:var(--s-6);margin-top:var(--s-10)}
.selector h3{margin-bottom:var(--s-4)}
.selector-row{display:grid;gap:var(--s-3)}
@media(min-width:760px){.selector-row{grid-template-columns:1fr 1fr auto}}
.field label{display:block;font-size:var(--fs-14);font-weight:700;color:var(--navy);margin-bottom:6px}
.field select,.field input{width:100%;padding:13px 14px;border:1.5px solid var(--line);border-radius:var(--r-sm);
  font-size:var(--fs-16);background:#fff;color:var(--ink)}
.field select:focus,.field input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-50)}
.selector .btn{align-self:end;height:49px}
.selector-result{margin-top:var(--s-4);display:none}
.selector-result.show{display:block}

/* ---------- cards ---------- */
.card{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:var(--s-6);
  box-shadow:var(--sh-1);transition:.18s;height:100%;display:flex;flex-direction:column}
.card:hover{box-shadow:var(--sh-2);transform:translateY(-3px);border-color:#d7e0ee}
.card .ico{width:46px;height:46px;border-radius:12px;background:var(--blue-50);color:var(--blue);
  display:grid;place-items:center;font-size:22px;margin-bottom:var(--s-4)}
.card h3{margin-bottom:var(--s-2)}
.card p{color:var(--muted);font-size:var(--fs-14);margin-bottom:var(--s-4)}
.card .card-link{margin-top:auto;font-weight:700;font-size:var(--fs-14)}
.card-link::after{content:" →"}

.pill-grid{display:flex;flex-wrap:wrap;gap:var(--s-3);justify-content:center}
.country-pill{display:inline-flex;align-items:center;gap:8px;background:#fff;border:1px solid var(--line);
  border-radius:var(--r-pill);padding:9px 16px;font-weight:600;color:var(--navy);box-shadow:var(--sh-1)}
.country-pill:hover{border-color:var(--blue);color:var(--blue)}
.country-pill .flag{font-size:18px}

/* steps: consolidated rules are defined lower in this file */

/* why-choose / trust */
.feature{display:flex;gap:var(--s-4);align-items:flex-start}
.feature .ico{flex:0 0 auto;width:44px;height:44px;border-radius:12px;background:var(--blue-50);color:var(--blue);display:grid;place-items:center;font-size:20px}
.feature h3{font-size:var(--fs-18);margin-bottom:6px}
.feature p{color:var(--muted);font-size:var(--fs-14);margin:0}

/* testimonials */
.quote{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:var(--s-6);box-shadow:var(--sh-1)}
.quote p{font-size:var(--fs-16);color:var(--ink)}
.quote .who{display:flex;align-items:center;gap:12px;margin-top:var(--s-4)}
.quote .who .av{width:40px;height:40px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;font-weight:700}
.quote .who b{color:var(--navy)}
.quote .who small{color:var(--muted);display:block}
.stars{color:#f5a623;letter-spacing:2px}

/* FAQ */
.faq{max-width:820px;margin:0 auto}
.faq-item{border:1px solid var(--line);border-radius:var(--r-sm);margin-bottom:var(--s-3);background:#fff;overflow:hidden}
.faq-item>button{width:100%;text-align:left;padding:18px 20px;background:none;border:0;font-weight:700;
  color:var(--navy);font-size:var(--fs-16);cursor:pointer;display:flex;justify-content:space-between;gap:var(--s-4)}
.faq-item .a{max-height:0;overflow:hidden;transition:.24s;padding:0 20px}
.faq-item .a p{color:var(--muted);padding-bottom:18px;margin:0}
.faq-item.open .a{max-height:340px}
.faq-item .caret{transition:.2s;color:var(--blue)}
.faq-item.open .caret{transform:rotate(45deg)}

/* CTA band */
.cta-band{background:linear-gradient(120deg,var(--navy),var(--blue-600));color:#fff;border-radius:var(--r-lg);
  padding:var(--s-12);text-align:center}
.cta-band h2{color:#fff}
.cta-band p{color:#d6e2fb;max-width:600px;margin:0 auto var(--s-6)}
.cta-band .hero-cta{justify-content:center}

/* trust bar */
.trust-bar{display:grid;grid-template-columns:repeat(2,1fr);gap:var(--s-6);text-align:center}
@media(min-width:760px){.trust-bar{grid-template-columns:repeat(4,1fr)}}
.trust-bar .n{font-size:var(--fs-36);font-weight:800;color:var(--navy);letter-spacing:-.02em}
.trust-bar .l{color:var(--muted);font-size:var(--fs-14)}

/* ---------- footer ---------- */
.site-footer{background:var(--navy);color:#b9c8e2;padding:var(--s-16) 0 var(--s-8);font-size:var(--fs-14)}
.site-footer a{color:#b9c8e2}
.site-footer a:hover{color:#fff}
.footer-grid{display:grid;gap:var(--s-8)}
@media(min-width:760px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.footer-col h4{color:#fff;font-size:var(--fs-14);text-transform:uppercase;letter-spacing:.06em;margin-bottom:var(--s-4)}
.footer-col a{display:block;padding:5px 0}
.footer-brand .brand{color:#fff;margin-bottom:var(--s-4)}
.footer-brand .brand span,.footer-brand .brand span b{color:#fff}
.footer-brand p{color:#94a7c9}
.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:var(--s-10);padding-top:var(--s-6);
  display:flex;justify-content:space-between;gap:var(--s-4);flex-wrap:wrap;color:#8ea3c6}

/* breadcrumb */
.crumbs{font-size:var(--fs-14);color:var(--muted);padding:var(--s-4) 0}
.crumbs a{color:var(--muted)}
.crumbs a:hover{color:var(--blue)}
.crumbs .sep{margin:0 8px;color:#c2cbd8}

/* sticky mobile cta */
.mobile-cta{position:fixed;left:0;right:0;bottom:0;z-index:50;display:none;gap:8px;padding:10px var(--gutter);
  background:rgba(255,255,255,.96);backdrop-filter:blur(8px);border-top:1px solid var(--line)}
.mobile-cta .btn{flex:1;padding:12px 8px;font-size:var(--fs-14);white-space:nowrap}
@media(max-width:640px){.mobile-cta{display:flex}body{padding-bottom:70px}}
@media(max-width:400px){.mobile-cta{gap:6px}.mobile-cta .btn{padding:11px 4px;font-size:var(--fs-12)}}

/* utility */
.hub-hero{background:var(--surface);padding:var(--s-16) 0 var(--s-12)}
.hub-hero h1{max-width:20ch}
.reveal{opacity:0;transform:translateY(14px);transition:.5s ease}
.reveal.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.reveal{opacity:1;transform:none;transition:none}}

/* ========== Country cards (reusable) ========== */
.cc-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:var(--s-5)}
.cc{position:relative;aspect-ratio:3/4;border-radius:var(--r-lg);overflow:hidden;box-shadow:var(--sh-2);
  background:linear-gradient(160deg,#25436b,#0d1f3a);isolation:isolate;transition:transform .3s ease,box-shadow .3s ease}
.cc:hover{transform:translateY(-4px);box-shadow:var(--sh-3)}
.cc-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;transition:transform .4s ease}
.cc-img--fallback{background:radial-gradient(120% 90% at 50% 0%,rgba(37,99,235,.35),transparent 55%),linear-gradient(160deg,#25436b,#0d1f3a)}
.cc:hover .cc-img,.cc:focus-within .cc-img{transform:scale(1.06)}
.cc-glass{position:absolute;inset:0;z-index:1;opacity:0;transition:opacity .3s ease;
  background:linear-gradient(180deg,rgba(10,20,40,.15),rgba(10,20,40,.55));backdrop-filter:blur(4px)}
.cc:hover .cc-glass,.cc:focus-within .cc-glass{opacity:1}
.cc::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(10,20,40,0) 42%,rgba(8,16,32,.9))}
.cc-body{position:absolute;left:0;right:0;bottom:0;z-index:2;padding:var(--s-5) var(--s-4);
  display:flex;flex-direction:column;align-items:center;gap:6px;text-align:center}
.cc-flag{font-size:26px;line-height:1}
.cc-name{color:#fff;font-weight:800;font-size:var(--fs-18);letter-spacing:-.01em;text-shadow:0 1px 6px rgba(0,0,0,.4)}
a.cc-name:hover{color:#fff;text-decoration:underline}
.cc-cta{margin-top:8px;background:rgba(255,255,255,.16);border:1.5px solid rgba(255,255,255,.65);color:#fff;
  padding:10px 16px;border-radius:var(--r-pill);font-weight:700;font-size:var(--fs-14);white-space:nowrap;
  opacity:0;max-height:0;transform:translateY(6px);overflow:hidden;transition:opacity .28s ease,transform .28s ease,max-height .28s ease,background .2s ease,color .2s ease}
.cc:hover .cc-cta,.cc:focus-within .cc-cta{opacity:1;max-height:52px;transform:translateY(0)}
.cc-cta:hover{background:#fff;color:var(--navy)}
.cc:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.cc-cta:focus-visible{outline:2px solid #fff;outline-offset:2px}
/* touch / no-hover: keep CTA visible (no hover dependency) */
@media (hover:none){.cc-cta{opacity:1;max-height:52px;transform:none}.cc-glass{opacity:.4}}
@media (max-width:600px){.cc-grid{grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:var(--s-4)}.cc-cta{opacity:1;max-height:52px;transform:none;font-size:var(--fs-12);padding:8px 12px}}
@media (max-width:360px){.cc-grid{grid-template-columns:repeat(auto-fit,minmax(118px,1fr));gap:var(--s-3)}.cc-cta{padding:7px 6px;font-size:11px}}

/* directory tools */
.cc-tools{display:flex;flex-wrap:wrap;gap:var(--s-4);align-items:center;justify-content:space-between;margin-bottom:var(--s-6)}
.cc-search-wrap{flex:1 1 260px;min-width:200px}
#cc-search{width:100%;padding:13px 16px;border:1.5px solid var(--line);border-radius:var(--r-pill);font-size:var(--fs-16);background:#fff}
#cc-search:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 3px var(--blue-50)}
.cc-filters{display:flex;flex-wrap:wrap;gap:8px}
.cc-filter{padding:8px 14px;border:1.5px solid var(--line);background:#fff;color:var(--navy-700);border-radius:var(--r-pill);
  font-weight:600;font-size:var(--fs-14);cursor:pointer;transition:.15s}
.cc-filter:hover{border-color:var(--blue);color:var(--blue)}
.cc-filter.is-active{background:var(--navy);border-color:var(--navy);color:#fff}
.cc-count{color:var(--muted);font-size:var(--fs-14);margin:0 0 var(--s-4)}

/* emergency banner on contact page */
.emergency-banner{display:flex;align-items:center;gap:12px;background:var(--blue-50);border:1px solid #cfe0ff;
  border-radius:var(--r-md);padding:14px 18px;margin-bottom:var(--s-6);color:var(--navy);font-weight:600}
.emergency-banner .eb-flag{font-size:22px}

/* ========== Floating contact bar (Tasks 9-14) ========== */
.fab{position:fixed;right:18px;top:56%;transform:translateY(-50%);z-index:55;display:flex;flex-direction:column;gap:12px}
.fab-btn{width:52px;height:52px;border-radius:50%;display:grid;place-items:center;color:#fff;
  box-shadow:0 6px 18px rgba(16,24,40,.22);transition:transform .18s ease,box-shadow .18s ease;position:relative}
.fab-btn:hover{transform:translateY(-2px) scale(1.05);color:#fff;box-shadow:0 10px 24px rgba(16,24,40,.3)}
.fab-btn:focus-visible{outline:3px solid #fff;outline-offset:2px}
.fab-wa{background:#25d366}
.fab-ig{background:radial-gradient(circle at 30% 110%,#fdd869 8%,#f56040 38%,#c13584 66%,#4c68d7 100%)}
.fab-call{background:var(--blue)}
.fab-btn[data-tip]::after{content:attr(data-tip);position:absolute;right:calc(100% + 10px);top:50%;transform:translateY(-50%);
  background:var(--navy);color:#fff;font-size:var(--fs-12);font-weight:600;padding:6px 10px;border-radius:var(--r-sm);
  white-space:nowrap;opacity:0;pointer-events:none;transition:opacity .18s}
.fab-btn:hover::after,.fab-btn:focus-visible::after{opacity:1}
/* mobile: keep the bar visible but compact and lifted above the bottom CTA bar */
@media (max-width:640px){
  .fab{right:12px;top:auto;bottom:calc(84px + env(safe-area-inset-bottom,0px));transform:none;gap:10px;z-index:58}
  .fab-btn{width:46px;height:46px}
  .fab-btn svg{width:20px;height:20px}
}

/* ========== FIX: process step number overlap (Task 15-16) ========== */
.steps{counter-reset:step;display:grid;gap:var(--s-8) var(--s-6);grid-template-columns:1fr}
@media(min-width:600px){.steps{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.steps{grid-template-columns:repeat(4,1fr)}}
.step{position:static;padding-top:0}
.step::before{counter-increment:step;content:counter(step);display:grid;place-items:center;
  width:44px;height:44px;border-radius:50%;background:var(--navy);color:#fff;font-weight:800;margin-bottom:20px}
.step h3{font-size:var(--fs-18);margin-bottom:10px}
.step p{color:var(--muted);font-size:var(--fs-14);margin:0}

/* ========== Hero background video (homepage) — Task 1 ========== */
.hero-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0;border:0}
.hero-overlay{position:absolute;inset:0;z-index:1;background:linear-gradient(180deg,rgba(9,18,36,.72),rgba(9,18,36,.86))}
.hero>.container{position:relative;z-index:2}
@media (prefers-reduced-motion:reduce){.hero-video{display:none}}

/* ========== Animated counters (no layout shift) — Task 4,5 ========== */
.trust-bar .n{font-variant-numeric:tabular-nums}

/* ========== Whole country card clickable — Task 11,12 ========== */
.cc{cursor:pointer}
.cc-link{position:absolute;inset:0;z-index:3;border-radius:inherit}
.cc-link:focus-visible{outline:3px solid var(--blue);outline-offset:3px}
.cc-body{pointer-events:none}
.cc-cta{pointer-events:auto;position:relative;z-index:4}
.cc-name{pointer-events:none}

/* ========== Process step icons (replaces numbered circles) — Task 9 ========== */
.psteps{display:grid;gap:var(--s-8) var(--s-6);grid-template-columns:1fr}
@media(min-width:600px){.psteps{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.psteps{grid-template-columns:repeat(4,1fr)}}
.pstep{display:flex;flex-direction:column;align-items:flex-start}
.pstep-ico{display:grid;place-items:center;width:60px;height:60px;border-radius:16px;
  background:var(--blue-50);color:var(--blue);margin-bottom:18px;font-size:26px}
.pstep-ico svg{width:28px;height:28px}
.pstep h3{font-size:var(--fs-18);margin-bottom:10px}
.pstep p{color:var(--muted);font-size:var(--fs-14);margin:0}

/* ========== Country/service page hero image — Task 10,14 ========== */
.hub-hero--img{background-size:cover;background-position:center;position:relative}
.hub-hero--img h1,.hub-hero--img .lead{color:#fff}
.hub-hero--img .lead{color:#dbe6f7}
.hub-hero-flag{font-size:40px;line-height:1;margin-bottom:12px}

/* ========== Reusable visual sections (image + text) — varied compositions ========== */
.imgtext{display:grid;gap:var(--s-10);align-items:center}
@media(min-width:860px){.imgtext{grid-template-columns:1fr 1fr}.imgtext--imgleft .it-media{order:-1}}
.it-media{position:relative}
.it-media img{width:100%;height:100%;object-fit:cover;border-radius:var(--r-lg);box-shadow:var(--sh-2);aspect-ratio:4/3;display:block}
.it-media--tall img{aspect-ratio:3/4}
.it-text h2{margin-bottom:var(--s-4)}
.it-text .lead{margin-bottom:var(--s-5)}
.it-eyebrow{color:var(--gold);font-weight:700;font-size:var(--fs-14);text-transform:uppercase;letter-spacing:.08em;margin-bottom:var(--s-3)}
/* floating info cards overlapping a media block */
.it-media--float{padding-bottom:34px;padding-right:34px}
.it-float-card{position:absolute;right:0;bottom:0;background:var(--navy);color:#fff;border-radius:var(--r-md);
  padding:16px 20px;box-shadow:var(--sh-3);max-width:230px}
.it-float-card b{display:block;font-size:var(--fs-30);color:#fff;line-height:1;margin-bottom:4px}
.it-float-card span{color:#c8d6ef;font-size:var(--fs-14)}
/* small floating trust cards row */
.trust-cards{display:grid;gap:var(--s-4);grid-template-columns:1fr}
@media(min-width:640px){.trust-cards{grid-template-columns:repeat(3,1fr)}}
.trust-card{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);padding:var(--s-5);box-shadow:var(--sh-1);display:flex;gap:12px;align-items:flex-start}
.trust-card .ico{flex:0 0 auto;width:40px;height:40px;border-radius:10px;background:var(--blue-50);color:var(--blue);display:grid;place-items:center;font-size:18px}
.trust-card h3{font-size:var(--fs-16);margin:0 0 2px}
.trust-card p{color:var(--muted);font-size:var(--fs-14);margin:0}
/* full-width visual CTA banner with background image */
.visual-banner{position:relative;border-radius:var(--r-lg);overflow:hidden;color:#fff;padding:var(--s-16) var(--s-8);text-align:center}
.visual-banner::before{content:"";position:absolute;inset:0;z-index:0;background-size:cover;background-position:center;background-image:var(--vb-img)}
.visual-banner::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(120deg,rgba(18,41,74,.9),rgba(29,78,216,.82))}
.visual-banner>*{position:relative;z-index:2}
.visual-banner h2{color:#fff}
.visual-banner p{color:#dbe6f7;max-width:620px;margin:0 auto var(--s-6)}

/* ========== Process image cards (replaces numbered circles) — Ref 3 ========== */
.pcards{display:grid;gap:var(--s-6);grid-template-columns:1fr}
@media(min-width:560px){.pcards{grid-template-columns:repeat(2,1fr)}}
@media(min-width:960px){.pcards{grid-template-columns:repeat(4,1fr)}}
.pcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);overflow:hidden;box-shadow:var(--sh-1);transition:.2s ease;display:flex;flex-direction:column}
.pcard:hover{box-shadow:var(--sh-2);transform:translateY(-3px)}
.pcard-img{position:relative;aspect-ratio:16/10;overflow:hidden}
.pcard-img img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .3s ease}
.pcard:hover .pcard-img img{transform:scale(1.05)}
.pcard-step{position:absolute;top:10px;left:10px;background:var(--navy);color:#fff;font-size:var(--fs-12);font-weight:700;padding:4px 12px;border-radius:var(--r-pill)}
.pcard-body{padding:var(--s-5)}
.pcard-body h3{font-size:var(--fs-16);margin:0 0 6px}
.pcard-body p{color:var(--muted);font-size:var(--fs-14);margin:0}

/* ========== Feature image cards (Secure/Doorstep/Clear) — Ref 4 ========== */
.fcards{display:grid;gap:var(--s-6);grid-template-columns:1fr}
@media(min-width:640px){.fcards{grid-template-columns:repeat(3,1fr)}}
.fcard{background:#fff;border:1px solid var(--line);border-radius:var(--r-md);overflow:hidden;box-shadow:var(--sh-1);transition:.2s ease;display:flex;flex-direction:column}
.fcard:hover{box-shadow:var(--sh-2);transform:translateY(-4px)}
.fcard-img{aspect-ratio:16/9;overflow:hidden}
.fcard-img img{width:100%;height:100%;object-fit:cover;display:block}
.fcard-body{padding:var(--s-5) var(--s-5) var(--s-6)}
.fcard-body h3{font-size:var(--fs-18);margin:0 0 6px}
.fcard-body p{color:var(--muted);font-size:var(--fs-14);margin:0}

/* ========== CTA banner with sample.jpeg background — Ref 1 ========== */
.cta-band{position:relative;overflow:hidden;color:#fff;border-radius:var(--r-lg);padding:var(--s-16) var(--s-8);text-align:center}
.cta-band::before{content:"";position:absolute;inset:0;z-index:0;background-size:cover;background-position:center;background-image:var(--vb-img,none)}
.cta-band::after{content:"";position:absolute;inset:0;z-index:1;background:linear-gradient(120deg,rgba(15,29,58,.66),rgba(29,78,216,.58))}
.cta-band>*{position:relative;z-index:2}
.cta-band--left{text-align:left}
.cta-band--left p{margin-left:0}

/* ========== Hero layout variants (visual variety per page type) ========== */
.hub-hero--split{background:var(--surface)}
.split-hero{display:grid;gap:var(--s-8);align-items:center}
@media(min-width:900px){.split-hero{grid-template-columns:1.05fr .95fr}}
.split-hero-media img{width:100%;height:100%;object-fit:cover;border-radius:var(--r-lg);box-shadow:var(--sh-2);aspect-ratio:4/3;display:block}
.split-hero-text h1{margin-bottom:var(--s-4)}
.hub-hero--center{text-align:center}
.hub-hero--center .lead{margin-left:auto;margin-right:auto}
.hub-hero--center .hub-hero-flag{margin-left:auto;margin-right:auto}
/* gold accent for hero eyebrow on light heroes */
.hub-hero--split .it-eyebrow,.hub-hero--center .it-eyebrow{color:var(--gold)}

/* ================= Per-page LAYOUT SKINS (home excluded) =================
   Same content + header + footer; different composition per URL.            */

/* lay-1 — Left editorial: left-aligned heads, gold underline, squared cards */
.lay-1 .section-head{text-align:left;margin-left:0;max-width:780px}
.lay-1 .section-head .lead,.lay-1 .center .lead{margin-left:0}
.lay-1 .section-head h2{position:relative;padding-bottom:14px}
.lay-1 .section-head h2::after{content:"";position:absolute;left:0;bottom:0;width:64px;height:4px;background:var(--gold);border-radius:2px}
.lay-1 .card,.lay-1 .pcard,.lay-1 .fcard{border-radius:6px}
.lay-1 .cc-grid{gap:var(--s-4)}

/* lay-2 — Soft blue: tinted surfaces, centered heads, shadow-forward cards */
.lay-2 .surface{background:var(--surface-2)}
.lay-2 .section-head h2{position:relative;padding-bottom:16px}
.lay-2 .section-head h2::after{content:"";position:absolute;left:50%;transform:translateX(-50%);bottom:0;width:52px;height:4px;background:var(--gold);border-radius:2px}
.lay-2 .card,.lay-2 .pcard,.lay-2 .fcard{border:0;box-shadow:var(--sh-2)}
.lay-2 .section{padding:var(--s-16) 0}

/* lay-3 — Rounded & roomy: big radii, generous padding */
.lay-3 .section{padding:var(--s-24) 0}
.lay-3 .card,.lay-3 .pcard,.lay-3 .fcard,.lay-3 .cc,.lay-3 .quote{border-radius:22px}
.lay-3 .card:hover,.lay-3 .pcard:hover,.lay-3 .fcard:hover{transform:translateY(-6px)}
.lay-3 .imgtext{gap:var(--s-16)}

/* lay-4 — Compact flat: tighter rhythm, flat bordered cards, left heads */
.lay-4 .section{padding:var(--s-16) 0}
.lay-4 .section-head{text-align:left;margin-left:0;max-width:840px}
.lay-4 .section-head .lead{margin-left:0}
.lay-4 .card,.lay-4 .pcard,.lay-4 .fcard{box-shadow:none;border:1px solid var(--line)}
.lay-4 .card:hover,.lay-4 .pcard:hover,.lay-4 .fcard:hover{box-shadow:var(--sh-1);transform:none;border-color:#cfd8e6}

/* lay-5 — Accent top-bar cards + alternating tint */
.lay-5 .surface{background:var(--surface-2)}
.lay-5 .card{border-top:3px solid var(--blue)}
.lay-5 .pcard .pcard-step{background:var(--gold);color:var(--navy)}
.lay-5 .section-head h2{position:relative;padding-bottom:14px}
.lay-5 .section-head h2::after{content:"";position:absolute;left:50%;transform:translateX(-50%);bottom:0;width:80px;height:3px;background:linear-gradient(90deg,var(--blue),var(--gold))}

/* lay-6 — Narrow centered: tighter column, softer cards */
.lay-6 .container{max-width:1080px}
.lay-6 .section-head{text-align:center}
.lay-6 .card,.lay-6 .pcard,.lay-6 .fcard{border-radius:16px;box-shadow:var(--sh-1)}
.lay-6 .imgtext{gap:var(--s-12)}
.lay-6 .section{padding:var(--s-16) 0}

/* ================= Redesigned footer (Ref screenshot) ================= */
.site-footer{position:relative;background:var(--navy);color:#b9c8e2;padding:var(--s-12) 0 var(--s-8);font-size:var(--fs-14);overflow:hidden}
.site-footer::before{content:"";position:absolute;inset:0;background:var(--foot-img) center/cover no-repeat;opacity:.18;z-index:0}
.site-footer>.container{position:relative;z-index:1}
.site-footer a{color:#b9c8e2}
.site-footer a:hover{color:#fff}

/* top help strip */
.foot-help{display:flex;align-items:center;justify-content:space-between;gap:var(--s-6);flex-wrap:wrap;
  background:linear-gradient(120deg,rgba(37,99,235,.28),rgba(18,41,74,.55));border:1px solid rgba(255,255,255,.14);
  border-radius:var(--r-lg);padding:26px 30px;margin-bottom:var(--s-16)}
.foot-help-txt{display:flex;align-items:center;gap:18px}
.foot-help-ico{flex:0 0 auto;width:54px;height:54px;border-radius:50%;border:1px solid rgba(255,255,255,.3);display:grid;place-items:center;color:#fff}
.foot-help-txt h3{color:#fff;margin:0 0 4px;font-size:var(--fs-20)}
.foot-help-txt p{color:#c8d6ef;margin:0;max-width:520px}
.foot-help-actions{display:flex;gap:14px;flex-wrap:wrap}
.foot-btn-call,.foot-btn-wa{display:inline-flex;align-items:center;gap:12px;padding:12px 22px;border-radius:var(--r-md);font-weight:700}
.foot-btn-call{background:var(--gold);color:var(--navy)}
.foot-btn-call:hover{color:var(--navy);filter:brightness(1.05)}
.foot-btn-wa{border:1px solid rgba(255,255,255,.35);color:#fff}
.foot-btn-wa:hover{color:#fff;background:rgba(255,255,255,.08)}
.foot-btn-call small,.foot-btn-wa small{display:block;font-weight:600;font-size:var(--fs-12);opacity:.85}
.foot-btn-call b,.foot-btn-wa b{display:block;line-height:1.1}
.fh-ic{font-size:18px}

/* main columns */
.foot-main{display:grid;gap:var(--s-10);grid-template-columns:1fr}
@media(min-width:600px){.foot-main{grid-template-columns:1fr 1fr}}
@media(min-width:1024px){.foot-main{grid-template-columns:1.6fr 1fr 1fr 1fr 1fr}}
.foot-brand .brand{color:#fff;margin-bottom:6px}
.foot-brand .brand span,.foot-brand .brand span b{color:#fff}
.foot-tag{color:var(--gold);font-weight:600;font-size:var(--fs-14);margin:0 0 var(--s-4);border-bottom:1px solid rgba(255,255,255,.12);padding-bottom:var(--s-4)}
.foot-desc{color:#94a7c9;margin-bottom:var(--s-4)}
.foot-contact{list-style:none;margin:0 0 var(--s-5)}
.foot-contact li{display:flex;gap:8px;margin-bottom:9px;color:#b9c8e2}
.foot-socials{display:flex;gap:10px}
.foot-socials a{width:38px;height:38px;border:1px solid rgba(255,255,255,.22);border-radius:50%;display:grid;place-items:center;color:#cfe0ff;font-weight:700}
.foot-socials a:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.foot-col h4{color:var(--gold);font-size:var(--fs-14);text-transform:uppercase;letter-spacing:.05em;margin-bottom:var(--s-5)}
.foot-col ul{list-style:none;margin:0}
.foot-col ul li{margin-bottom:12px}
.foot-col ul a{display:inline-flex;align-items:center;gap:9px}
.foot-col ul a::before{content:"›";color:var(--gold);font-weight:800}
.foot-alllink{color:var(--gold);font-weight:700;margin-top:6px;display:inline-block}
.foot-alllink:hover{color:var(--gold);filter:brightness(1.15)}

/* feature strip */
.foot-features{display:grid;gap:var(--s-6);grid-template-columns:1fr;
  border-top:1px solid rgba(255,255,255,.12);border-bottom:1px solid rgba(255,255,255,.12);
  padding:var(--s-8) 0;margin-top:var(--s-12)}
@media(min-width:700px){.foot-features{grid-template-columns:repeat(4,1fr)}}
.foot-feat{display:flex;gap:14px;align-items:center}
.foot-feat .ico{flex:0 0 auto;width:50px;height:50px;border-radius:50%;border:1px solid rgba(245,166,35,.45);display:grid;place-items:center;color:var(--gold)}
.foot-feat h5{color:#fff;margin:0 0 2px;font-size:var(--fs-16);font-weight:700}
.foot-feat p{color:#94a7c9;margin:0;font-size:var(--fs-14)}

/* bottom bar */
.foot-bottom{display:flex;justify-content:space-between;align-items:center;gap:var(--s-5);flex-wrap:wrap;padding-top:var(--s-6)}
.foot-pay{display:flex;gap:10px;flex-wrap:wrap;align-items:center}
.pay-badge{background:rgba(255,255,255,.92);color:var(--navy);font-weight:800;font-size:11px;letter-spacing:.02em;padding:6px 11px;border-radius:6px}

/* ---- footer brand/social/payment logo icons ---- */
.foot-contact li{align-items:center}
.foot-contact li svg{flex:0 0 auto}
.foot-socials a svg{display:block}
.foot-socials a{background:#fff;border-color:transparent;overflow:hidden}
.foot-socials a:hover{background:#fff;filter:brightness(1.05)}
.foot-btn-call .fh-ic,.foot-btn-wa .fh-ic{display:inline-flex}
.foot-btn-wa .fh-ic svg{width:18px;height:18px}
.foot-btn-call .fh-ic svg path{fill:var(--navy)}
.pay-badge{display:inline-flex;align-items:center;justify-content:center;min-height:30px;padding:5px 10px}
.pay-badge svg{display:block}
